Insurance & Financial Transparency

Cashless Insurance & TPA Facilities

Empaneled with major health insurance companies and third-party administrators (TPAs) to deliver hassle-free cashless hospitalization for joint, spine, and trauma admissions.

How Cashless Hospitalization Works at F.O.R. Hospital

1

Document Submission

Present your valid insurance e-card, government ID (Aadhaar), and doctor prescription at our Insurance Desk 48 hours before planned surgery, or immediately during trauma admission.

2

Pre-Authorization Request

Our TPA desk completes and transmits the cashless pre-authorization form along with estimated hospital stay costs and diagnostic reports directly to your insurer/TPA portal.

3

Initial Approval & Surgery

Upon receiving the initial sanction letter from your insurer, admission and surgical treatment proceed seamlessly with zero deposit stress.

4

Final Settlement & Discharge

At discharge, the final itemized bill is submitted for final approval. The patient only covers non-medical consumables not covered under standard insurance guidelines.

Mandatory Documents Checklist

  • Government Photo ID: Aadhaar Card, Voter ID, or Passport (Patient and Proposer).
  • Health Insurance Card / Policy Schedule: Current year valid policy copy with policy number and TPA details.
  • Doctor's Prescription: Detailed OPD consultation paper recommending surgery or emergency hospitalization.
  • Diagnostic Investigation Records: X-Rays, MRI scans, CT films, and blood investigation reports confirming diagnosis.
  • MLC / FIR Copy (For RTA Road Accidents): Required by insurers for vehicular trauma claims.
Note: Cashless facility approval is subject to policy terms, insurer empanelment, waiting period clauses, and TPA pre-authorization.

Supported Insurers & TPAs

Our hospital coordinates cashless requests across leading private health insurance companies and Third Party Administrators:

Star Health and Allied Insurance
Medi Assist TPA
Vidal Health TPA
HDFC ERGO General Insurance
ICICI Lombard
Bajaj Allianz General Insurance
MDIndia Health Insurance TPA
Paramount Health Services TPA
United India Insurance
National Insurance
The New India Assurance
The Oriental Insurance
Heritage Health TPA
FHPL (Family Health Plan Insurance TPA)
Care Health Insurance (Religare)
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